The credit layer
for Robinhood
Chain

We make
it happen.

We treat every position as its own market and keep every number easy to track even when the market gets rough.

We build Curated Lending Vaults Tokenized Equity Credit Markets Risk Controls Real-time Portfolio Analytics on Morpho Blue Vault V2 with USDG Chainlink and ERC-4626

We do things differently.

USDG lending vaults: Deposit USDG into Morpho Blue vaults and earn lending yield. APY and curator name appear on the vault card, the allocation sets the path deposits take, and approval comes before the deposit.

Borrow against tokenized stocks: NVDA, TSLA, AAPL, SPY and other tokenized equities back the loans. Lend USDG and draw USDG in the same asset. The position revalues as prices move, and borrow rate plus available liquidity keep pace.

LLTV set per market: Loan to value caps how much a market will lend, and the contract enforces that threshold onchain. Most run at 62.5%, with one tighter. Read the number before borrowing, then watch it against live prices.

ERC-4626 shares: Deposits mint ERC-4626 shares, held in the wallet and redeemable at any time. One share is a claim on a slice of vault assets, and cashing out turns those shares back into USDG at the current share price.

Ring fenced liquidity: Liquidity stays in one market at a time. A bad week in a single collateral is contained there, with a liquidation level per position. Deposits and gains both remain on the books of the market they entered, and a liquidation in one market leaves the rest untouched.